Honestly, when I come before God each morning, expecting something for my heart and life, I am excited to read His Word! It's not a "have-to." I'm not claiming to have it all down pat, but I would love to share some ways that I endeavour to apply the Word every day. If you're struggling in this area, don't be embarrassed or ashamed. It's true that you may just need to develop the character and discipline to a daily schedule of reading God's Word. But perhaps it's just some practical "how-to" knowledge that would get you over the hump!
This is a very simple, basic example of one of the ways I journal my application of the Bible. I am presenting it unedited from my journals. During my morning time with God, I also include other devotional books such as My Utmost for His Highest, by Oswald Chambers and Streams in the Desert by Mrs. Charles Cowman. However, for the notes that follow, I have read straight from the Scripture, with no notes from other sources. All these application notes are what God spoke to me about as I was reading this morning, in a very basic format.
Note: The way I select these passages for reading is by using a One Year Bible--the entire KJV arranged in 365 daily readings. I do not hold myself to reading this entire Bible in one year, but I use it as a guide. If I get behind, I do not try to catch it all up in one or two days, because this causes me to speed-read, rather than read to apply personally, and it discourages me. I don't want to put God in a box; if He leads me to read different passages one morning, then I do. In the One Year Bible, I put a little checkmark at the end of each passage that I read, just to use as a record of what I have read. When I go through it next year, I can easily see the passages I have read, as well as those I have not yet read in this context of study. This may not work for others, but it is a way I have found that is not self-defeating. I don't want to set such a lofty goal for myself that I set myself up for failure, and I don't want my Bible reading time to become a formula. I believe it should be a wonderful communication time between God and me! However, I do want to have a plan to meet with God so that the day does not slide by without this important quiet time!
Journaling is not for everyone. But it is a scientific fact that writing things down (or typing them) helps one learn and apply things better than merely reading. By the same token, reading aloud is better than reading silently, because you are not just using your eyes; your ears are also hearing it, and your voice is speaking it. The more senses you use when learning something, the more you tend to remember and apply it in life.